Loan Offers for ACE Designers Ltd Employees

Top 20 Banks & NBFCs for Personal Loans in Kailashahar


Banks & NBFC’s

150+ Options

Dig Deeper On Call: 8595886203

In Kailashahar, there are over 20 prominent banks and non-banking financial companies (NBFCs) offering a myriad of personal loan options tailored to meet various financial needs. Whether for medical emergencies, home renovation, education, or wedding expenses, these financial institutions provide competitive interest rates and flexible repayment terms. Major banks like State Bank of India, HDFC Bank, and ICICI Bank, along with renowned NBFCs like Bajaj Finserv and Tata Capital, are among the top choices for borrowers. These entities are known for their relatively quick disbursal of funds, minimal documentation, and transparent processing fees. Moreover, potential borrowers can benefit from custom loan offers based on their employment status, credit history, and income level. To assist customers in making informed decisions, most of these institutions offer online tools like EMI calculators and digital application processes, improving accessibility and convenience. Thus, residents of Kailashahar have ample reliable options for securing personal loans, catering to a wide range of financial requirements.

Top Banks & NBFCs for Personal Loans in Kailashahar

IDFC Bank (Personal Loan)

  • Interest Rate: Starting at 10.99% p.a
  • Age: 21-60 years
  • Credit Score: 700+
  • Loan Tenure: 9 to 60 months
  • Min monthly income: ₹30,000
  • Loan Amount Range: ₹5,000 – ₹10 lakh
  • Need Help? Call Us: 8595886203

Muthoot Finance (Personal Loan)

  • Interest Rate: Starting at 12% p.a
  • Age: 21-60 years
  • Credit Score: 650+
  • Loan Tenure: Up to 5 years
  • Min monthly income: ₹20,000
  • Loan Amount Range: ₹50,000 – ₹15 lakh
  • Need Help? Call Us: 8595886203

Yes Bank (Personal Loan)

  • Interest Rate: 11.25% to 21% p.a
  • Age: 21-58 years
  • Credit Score: 750+
  • Loan Tenure: Up to 6 years
  • Min monthly income: ₹20,000
  • Loan Amount Range: ₹50,000 – ₹5 lakh
  • Need Help? Call Us: 8595886203

Catholic Syrian Bank (Personal Loan)

  • Interest Rate: Starting at 11.99% p.a
  • Age: 21-60 years
  • Credit Score: 700+
  • Loan Tenure: 12 to 60 months
  • Min monthly income: ₹15,000
  • Loan Amount Range: ₹75,000 – ₹40 lakh
  • Need Help? Call Us: 8595886203

DBS Bank (Personal Loan)

  • Interest Rate: Starting at 10.99% p.a
  • Age: 21-60 years
  • Credit Score: 750+
  • Loan Tenure: Up to 5 years
  • Min monthly income: ₹25,000
  • Loan Amount Range: Up to ₹15 lakh
  • Need Help? Call Us: 8595886203

HDFC Bank (Personal Loan)

  • Interest Rate: 10.85% to 21% p.a
  • Age: 21-60 years
  • Credit Score: 750+
  • Loan Tenure: Up to 6 years
  • Min monthly income: ₹25,000
  • Loan Amount Range: ₹50,000 – ₹40 lakh
  • Need Help? Call Us: 8595886203

Shriram Finance (Personal Loan)

  • Interest Rate: Starting at 14.% p.a
  • Age: 21-60 years
  • Credit Score: 700+
  • Loan Tenure: 12 to 60 months
  • Min monthly income: ₹15,000
  • Loan Amount Range: Up to ₹10 lakh
  • Need Help? Call Us: 8595886203

Axis Bank (Personal Loan)

  • Interest Rate: 10.75% to 22% p.a
  • Age: 21-60 years
  • Credit Score: 750+
  • Loan Tenure: 1 to 7 years
  • Min monthly income: ₹25,000
  • Loan Amount Range: ₹50,000 – ₹40 lakh
  • Need Help? Call Us: 8595886203

Poonawala Fincorp (Personal Loan)

  • Interest Rate: Starting at 9.99%* p.a
  • Age: 21-60 years
  • Credit Score: 750+
  • Loan Tenure: Up to 7 years
  • Min monthly income: ₹30,000
  • Loan Amount Range: ₹1 lakh – ₹50 lakh
  • Need Help? Call Us: 8595886203

Hero Fincorp (Personal Loan)

  • Interest Rate: 19% to 30% p.a
  • Age: 21-60 years
  • Credit Score: 700+
  • Loan Tenure: Up to 3 years
  • Min monthly income: ₹20,000
  • Loan Amount Range: ₹50,000 – ₹5 lakh
  • Need Help? Call Us: 8595886203

Standard Chartered Bank (Personal Loan)

  • Interest Rate: 10.49% – 16% p.a
  • Age: 21-58 years
  • Credit Score: 750+
  • Loan Tenure: 12 to 60 months
  • Min monthly income: ₹25,000
  • Loan Amount Range: ₹1 lakh – ₹50 lakh
  • Need Help? Call Us: 8595886203

Loantap Credit (Personal Loan)

  • Interest Rate: Starting at 18% p.a
  • Age: 21-60 years
  • Credit Score: 700+
  • Loan Tenure: 12 to 60 months
  • Min monthly income: ₹30,000
  • Loan Amount Range: ₹50,000 – ₹10 lakh
  • Need Help? Call Us: 8595886203

Mirae Asset Finance (Personal Loan)

  • Interest Rate: 11.49% to 19.99% p.a.
  • Age: 21-60 years
  • Credit Score: 700+
  • Loan Tenure: 6 to 48 months
  • Min monthly income: ₹35,000
  • Loan Amount Range: ₹1 lakh – ₹10 lakh
  • Need Help? Call Us: 8595886203

Bajaj Finance (Personal Loan)

  • Interest Rate: 10% to 31% p.a
  • Credit Score: 750+
  • Age: 21-60 years
  • Loan Tenure: Up to 5 years
  • Min monthly income: ₹25,000
  • Loan Amount Range: ₹1 lakh – ₹25 lakh
  • Need Help? Call Us: 8595886203

Ujjivan Small Finance Bank (Personal Loan)

  • Interest Rate: Starting at 10.99% p.a
  • Credit Score: 700+
  • Age: 21-58 years
  • Loan Tenure: Up to 6 years
  • Min monthly income: ₹15,000
  • Loan Amount Range: ₹50,000 – ₹3 lakh
  • Need Help? Call Us: 8595886203

Finnable (Personal Loan)

  • Interest Rate: Starting at 16% p.a
  • Age: 21-60 years
  • Credit Score: 700+
  • Loan Tenure: 12 to 60 months
  • Min monthly income: ₹15,000
  • Loan Amount Range: Up to ₹10 lakh
  • Need Help? Call Us: 8595886203

Kotak Mahindra Bank (Personal Loan)

  • Interest Rate: Starting at 10.99% p.a
  • Age: 21-58 years
  • Credit Score: 700+
  • Loan Tenure: 1 to 6 years
  • Min monthly income: ₹20,000
  • Loan Amount Range: ₹50,000 to ₹35 lakh
  • Need Help? Call Us: 8595886203

Vivifi India Finance (Personal Loan)

  • Interest Rate: Starting at 16% p.a
  • Age: 21-60 years
  • Credit Score: 650+
  • Loan Tenure: 12 to 60 months
  • Min monthly income:
  • Loan Amount Range:
  • Need Help? Call Us: 8595886203

Manba Finance (Personal Loan)

  • Interest Rate: 17% to 27% p.a.
  • Age: 21-60 years
  • Credit Score: 650+
  • Loan Tenure: 1 to 4 years
  • Min monthly income: ₹15,000
  • Loan Amount Range: Up to ₹1 lakh
  • Need Help? Call Us: 8595886203

Karur Vysya Bank (Personal Loan)

  • Interest Rate: Starting at 10.5% p.a
  • Age: 21-60 years
  • Credit Score: 700+
  • Loan Tenure:
  • Min monthly income:
  • Loan Amount Range: Up to ₹10 lakh
  • Need Help? Call Us: 8595886203

Check Your Eligible Personal Loan Amount from Leading Banks & NBFCs

Easily check your personal loan eligibility from leading banks and NBFCs. Get instant loan estimates based on your income, credit score, and location, ensuring you find the best offers available in your city.

Eligibility Criteria for Personal Loans

Banks and NBFCs evaluate multiple factors before approving a personal loan. Here are the key eligibility requirements:

Common Eligibility Requirements by Banks & NBFCs

  • Age: 21 to 60 years (varies by lender)
  • Employment Type: Salaried or Self-Employed
  • Employment Type: Salaried or Self-Employed
  • Minimum Income: ₹15,000 – ₹25,000 per month (higher for metro cities)
  • Bank Account: A valid Indian bank account for salary deposits or transactions
  • Debt-to-Income Ratio: Total EMIs should not exceed 40-50% of monthly income

Benefits of Applying for a Personal Loan with us

More Lenders, Better Comparison

Compare personal loan offers from 150+ Banks & NBFCs to find the best interest rates and terms.

Quick & Hassle-Free Process

Get instant approval and fast disbursal – No collateral required!

Higher Loan Amounts, Lower Interest Rates

We help you secure maximum loan eligibility with the lowest possible interest rates.

Fastest Disbursal in the Industry

Receive the loan amount within 24-48 hours with minimal paperwork.

Documents Required for a Personal Loan

Whether you’re a salaried employee, self-employed, or an NRI, here are the essential documents needed to apply for a personal loan.

Mandatory Documents (Applicable to All Applicants)

  • Identity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID
  • Address Proof: Utility Bills, Rental Agreement, Aadhaar, Passport
  • Latest Passport-size Photographs
  • Bank Statements (Last 3 to 6 months)

For Salaried Individuals

  • Salary Slips (Last 3 to 6 months)
  • Form 16 or ITR (Last 2 years, if applicable)
  • Employment Proof (Offer Letter or Appointment Letter)
  • Proof of Additional Income (Rent, Incentives, Bonuses, etc.)

For Self-Employed Individuals

  • Business Registration Certificate (GST, Trade License, etc.)
  • Income Tax Returns (ITR) (Last 2 to 3 years)
  • Profit & Loss Statement & Balance Sheet (Last 2 years)
  • Bank Statements (Last 6 months to 1 year)

For Non-Resident Indians (NRIs)

  • Copy of Passport and Valid Visa
  • Work Permit & Financial Documents (Attested by Embassy/Consulate)
  • Overseas Bank Statements (Last 6 months)
  • Employment Contract or Offer Letter

FAQ

How long does it take to get a personal loan approved?
What is the maximum and minimum tenure for a personal loan?
What are the interest rates on personal loans?
Can I prepay or foreclose my personal loan?
How much personal loan can I get based on my salary?
Can I transfer my existing personal loan to another lender?
Can I get a personal loan with a low CIBIL score?
What is the minimum salary required for a personal loan?
Can I get a personal loan without income proof?
Can I get a personal loan if I already have existing loans?



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