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Jhajjar, a rapidly developing district in Haryana, offers a range of personal loan options from top banks and NBFCs. Financial institutions such as SBI, PNB, HDFC Bank, ICICI Bank, Bajaj Finserv, and Tata Capital provide personal loans with amounts ranging from ₹50,000 to ₹50 lakh. Interest rates start at 10% per annum, with flexible repayment options spanning 12 to 72 months. Many lenders offer quick approvals with minimal documentation, ensuring hassle-free loan disbursement. Whether you need funds for education, medical emergencies, or wedding expenses, personal loans in Jhajjar come with competitive terms. Digital NBFCs further simplify the process by offering online applications and fast processing. Comparing different lenders based on eligibility, interest rates, and processing fees can help secure the best loan. With a growing financial ecosystem, Jhajjar ensures seamless access to personal financing solutions.
Top Banks & NBFCs for Personal Loans in Jhajjhar
Yes Bank (Personal Loan)
YES Bank offers personal loans to help individuals manage their financial needs, including medical expenses, home renovation, or travel. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. YES Bank, a prominent private sector bank in India, provides a wide range of banking services, including loans, insurance, investments, and digital banking solutions, with a strong focus on customer-centric solutions and innovation in the financial services sector.
Mirae Asset Finance (Personal Loan)
Mirae Asset Finance offers personal loans to meet various financial needs such as medical emergencies, home renovation, travel, or education. With competitive interest rates, flexible repayment terms, and a simple application process, Mirae Asset Finance ensures easy access to funds. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details.
IndusInd Bank (Personal Loan)
IndusInd Bank offers personal loans tailored to meet a variety of financial needs, such as medical emergencies, home improvement, or education. To apply, you will need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. IndusInd Bank, a leading private sector bank in India, provides a broad range of financial products and services, including loans, credit cards, investments, insurance, and digital banking solutions, ensuring convenience and reliability for customers.
IDFC Bank (Personal Loan)
IDFC Bank, now known as IDFC FIRST Bank, offers personal loans designed to meet various financial needs like medical expenses, home renovations, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. IDFC FIRST Bank, a prominent private sector bank, is known for its customer-centric approach, providing a wide range of financial products including loans, savings, investments, and insurance services, aimed at empowering individuals and businesses.
Kisetsu Saison Finance (Personal Loan)
Kisetsu Saison Finance offers personal loans tailored to help individuals meet various financial needs such as medical expenses, education, home renovation, or travel. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. A part of the global Saison Group, Kisetsu Saison Finance is focused on providing efficient and customer-centric financial solutions, including loans, credit services, and other financial products, ensuring accessibility and ease for borrowers across India.
Standard Chartered Bank (Personal Loan)
Standard Chartered Bank offers personal loans to address various financial needs, such as medical expenses, home renovation, or education. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Standard Chartered Bank is a leading international bank with a strong presence in India. It offers a wide range of financial products and services, including loans, credit cards, insurance, and wealth management, with a focus on innovation and customer satisfaction.
Poonawala Fincorp (Personal Loan)
Poonawalla Fincorp offers personal loans to meet various financial needs, such as medical emergencies, home renovation, or travel. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. Formerly known as Magma Fincorp, Poonawalla Fincorp is a leading non-banking financial company (NBFC) in India, offering a wide range of financial solutions, including personal loans, business loans, auto loans, and insurance, with a focus on customer-centric services and financial inclusion.
Shinhan Bank (Personal Loan)
Shinhan Bank offers personal loans to help meet various financial needs, such as medical emergencies, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Shinhan Bank, a leading South Korean financial institution, has a strong presence in India and offers a wide range of financial services, including personal loans, savings accounts, credit cards, and digital banking, focusing on customer satisfaction and financial inclusion.
DCB Bank (Personal Loan)
DCB Bank offers personal loans to meet various financial needs, including medical emergencies, home renovation, travel, or education. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. DCB Bank, a prominent private sector bank in India, provides a wide range of financial services including loans, savings accounts, credit cards, insurance, and investment products. The bank is known for its customer-first approach and commitment to financial inclusion.
Upwards (Personal Loan)
Upwards offers personal loans with a focus on quick and easy access to funds, designed to meet a variety of financial needs such as medical expenses, education, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Upwards is a digital lending platform, dedicated to offering transparent and customer-centric financial solutions, with a strong emphasis on ease and speed in the loan application process.
ICICI Bank (Personal Loan)
ICICI Bank offers personal loans to cater to diverse financial needs, such as medical emergencies, travel, or home improvement.To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. ICICI Bank, one of India’s largest private sector banks, is known for its strong presence in banking and financial services, offering a range of products like loans, insurance, and investment solutions, providing customers with comprehensive financial support.
Kotak Mahindra Bank (Personal Loan)
Kotak Mahindra Bank offers personal loans to help individuals meet a variety of financial needs, such as medical emergencies, home renovation, or vacations. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. Kotak Mahindra Bank, a leading private sector bank in India, is known for its innovative banking solutions and customer-first approach. It offers a wide range of services including loans, insurance, investment products, and digital banking, ensuring financial inclusion for all.
Manba Finance (Personal Loan)
Manba Finance offers personal loans to help individuals manage various financial needs such as medical emergencies, home renovation, travel, or education.To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Manba Finance, a prominent non-banking financial company (NBFC), provides a range of financial solutions including personal loans, business loans, and vehicle financing, with a focus on customer-centric services and easy access to credit for individuals.
Muthoot Finance (Personal Loan)
Muthoot Finance offers personal loans that cater to various financial needs, such as medical expenses, education, home renovation, or travel. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Muthoot Finance, a leading non-banking financial company (NBFC) in India, is widely known for its gold loan services. It provides a variety of financial solutions, including personal loans, gold loans, insurance, and wealth management, with a focus on serving individuals and businesses across India.
Ujjivan Small Finance Bank (Personal Loan)
Ujjivan Small Finance Bank offers personal loans designed to meet a variety of financial needs, including medical expenses, education, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Ujjivan Small Finance Bank, which focuses on providing affordable financial services to underserved communities, offers a range of banking solutions including savings, loans, insurance, and microfinance, promoting financial inclusion for all.
Paysense (Personal Loan)
Paysense offers personal loans tailored to meet various financial needs, such as medical emergencies, home renovation, or education. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Paysense is a leading digital lending platform in India, providing instant loans and credit lines through a user-friendly mobile app. The platform focuses on delivering quick, transparent, and customer-friendly financial solutions, empowering individuals to access credit with ease.
SBM Bank (Personal Loan)
SBM Bank (India) offers personal loans to meet various financial needs such as medical emergencies, home renovation, or travel. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. SBM Bank, a subsidiary of State Bank of Mauritius, is a prominent player in India’s banking sector. It provides a wide range of financial products and services, including loans, savings accounts, insurance, and wealth management, focusing on customer-centric solutions.
SMFG India Credit (Personal Loan)
SMFG India Credit, part of Sumitomo Mitsui Financial Group (SMFG), offers personal loans designed to meet a variety of financial needs such as medical emergencies, home improvement, or education. To apply, you will need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. SMFG India Credit is committed to delivering innovative financial solutions, backed by the global strength and expertise of the Sumitomo Mitsui Group, ensuring customer satisfaction and trust.
Bajaj Finance (Personal Loan)
Bajaj Finance offers personal loans to meet various financial needs, including medical expenses, home renovations, travel, or education. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Bajaj Finance, a prominent player in the financial services sector, is known for its wide range of products, including loans, consumer durables financing, insurance, and investment services, with a strong focus on customer convenience and financial growth.
Catholic Syrian Bank (Personal Loan)
Catholic Syrian Bank, now rebranded as CSB Bank, offers personal loans to meet a variety of financial needs such as medical expenses, home renovation, education, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. CSB Bank, with over 90 years of history, offers a wide range of banking services including loans, savings accounts, insurance, and investment products, with a strong customer-centric approach and a focus on financial inclusion.
Check Your Eligible Personal Loan Amount from Leading Banks & NBFCs
Easily check your personal loan eligibility from leading banks and NBFCs. Get instant loan estimates based on your income, credit score, and location, ensuring you find the best offers available in your city.
Eligibility Criteria for Personal Loans
Banks and NBFCs evaluate multiple factors before approving a personal loan. Here are the key eligibility requirements:
Common Eligibility Requirements by Banks & NBFCs
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Documents Required for a Personal Loan
Whether you’re a salaried employee, self-employed, or an NRI, here are the essential documents needed to apply for a personal loan.
Mandatory Documents (Applicable to All Applicants)
For Salaried Individuals
For Self-Employed Individuals
For Non-Resident Indians (NRIs)
FAQ
How long does it take to get a personal loan approved?
Most personal loan applications get approved within 24-48 hours if all documents are in order. Some lenders offer instant approval for pre-approved customers.
What is the maximum and minimum tenure for a personal loan?
Personal loan tenures typically range from 12 months to 60 months (1 to 5 years). Some lenders may offer flexible tenure options.
What are the interest rates on personal loans?
Interest rates typically range from 10.5% to 24% per annum, depending on your credit score, income, and lender policies.
Can I prepay or foreclose my personal loan?
Yes, most banks allow prepayment or foreclosure. However, some lenders charge a prepayment penalty (0% to 5%) if done within the first year.
How much personal loan can I get based on my salary?
You can generally get a loan up to 15-20 times your monthly salary. Example: If your salary is ₹50,000, you may get a loan of ₹7.5 lakh to ₹10 lakh.
Can I transfer my existing personal loan to another lender?
Yes, you can do a personal loan balance transfer to a different bank with a lower interest rate. This helps reduce your EMI burden.
Can I get a personal loan with a low CIBIL score?
Yes, but with some conditions:
✅ You may get a loan at a higher interest rate
✅ Some NBFCs offer loans for a CIBIL score of 600+
✅ If your score is below 600, consider secured loans or improving your credit before applying.
What is the minimum salary required for a personal loan?
The minimum salary requirement depends on the lender:
Banks: ₹20,000 – ₹25,000 per month
NBFCs: ₹15,000 per month (for select profiles)
Metro Cities: Higher salary requirements apply
Can I get a personal loan without income proof?
Some lenders offer loans without salary slips or ITR, but they might ask for:
Bank statements (showing regular income)
Collateral or guarantor
Higher interest rates may apply
Can I get a personal loan if I already have existing loans?
Yes, but your eligibility depends on your Debt-to-Income (DTI) ratio. Ideally, total EMIs should not exceed 40-50% of your income.