Banks & NBFC’s
150+ Options
Dig Deeper On Call: 8595886203
Hisar residents looking for personal loans have access to various banks and NBFCs offering competitive interest rates and flexible repayment options. Leading financial institutions like HDFC Bank, ICICI Bank, SBI, Axis Bank, Bajaj Finserv, and Tata Capital provide personal loans for various needs, including home renovation, medical emergencies, weddings, and travel. With easy eligibility criteria, minimal documentation, and quick approvals, borrowers can get instant access to funds. Loan amounts range up to ₹50 lakhs, depending on creditworthiness and income. Online applications further simplify the process, allowing applicants to compare interest rates and choose the best offer. Many banks also offer pre-approved loan options for existing customers. Whether you are a salaried professional or self-employed, securing a personal loan in Hisar is hassle-free. Check your eligibility, compare loan terms, and apply today for a quick financial solution tailored to your needs.
Top Banks & NBFCs for Personal Loans in Hisar
Piramal Finance (Personal Loan)
Piramal Finance offers personal loans to cater to various financial needs such as medical emergencies, home renovation, education, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Piramal Finance, part of the Piramal Group, is a leading non-banking financial company (NBFC) in India, providing a wide range of financial products and services, including loans, wealth management, and investment solutions.
Yes Bank (Personal Loan)
YES Bank offers personal loans to help individuals manage their financial needs, including medical expenses, home renovation, or travel. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. YES Bank, a prominent private sector bank in India, provides a wide range of banking services, including loans, insurance, investments, and digital banking solutions, with a strong focus on customer-centric solutions and innovation in the financial services sector.
Vivifi India Finance (Personal Loan)
Vivifi India Finance offers personal loans and credit lines designed to meet various financial needs such as medical emergencies, education, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Vivifi India Finance is a digital lending platform that focuses on providing instant access to credit with minimal documentation, using technology to offer customer-centric and hassle-free financial solutions for individuals across India.
DBS Bank (Personal Loan)
DBS Bank offers personal loans to help individuals meet various financial needs such as medical emergencies, home renovation, travel, or education. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. DBS Bank, a leading financial institution in Asia, is known for its innovative and customer-focused approach to banking. It provides a wide range of financial services, including loans, savings, investments, and digital banking solutions.
SBM Bank (Personal Loan)
SBM Bank (India) offers personal loans to meet various financial needs such as medical emergencies, home renovation, or travel. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. SBM Bank, a subsidiary of State Bank of Mauritius, is a prominent player in India’s banking sector. It provides a wide range of financial products and services, including loans, savings accounts, insurance, and wealth management, focusing on customer-centric solutions.
DCB Bank (Personal Loan)
DCB Bank offers personal loans to meet various financial needs, including medical emergencies, home renovation, travel, or education. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. DCB Bank, a prominent private sector bank in India, provides a wide range of financial services including loans, savings accounts, credit cards, insurance, and investment products. The bank is known for its customer-first approach and commitment to financial inclusion.
IDFC Bank (Personal Loan)
IDFC Bank, now known as IDFC FIRST Bank, offers personal loans designed to meet various financial needs like medical expenses, home renovations, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. IDFC FIRST Bank, a prominent private sector bank, is known for its customer-centric approach, providing a wide range of financial products including loans, savings, investments, and insurance services, aimed at empowering individuals and businesses.
Kotak Mahindra Bank (Personal Loan)
Kotak Mahindra Bank offers personal loans to help individuals meet a variety of financial needs, such as medical emergencies, home renovation, or vacations. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. Kotak Mahindra Bank, a leading private sector bank in India, is known for its innovative banking solutions and customer-first approach. It offers a wide range of services including loans, insurance, investment products, and digital banking, ensuring financial inclusion for all.
SMFG India Credit (Personal Loan)
SMFG India Credit, part of Sumitomo Mitsui Financial Group (SMFG), offers personal loans designed to meet a variety of financial needs such as medical emergencies, home improvement, or education. To apply, you will need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. SMFG India Credit is committed to delivering innovative financial solutions, backed by the global strength and expertise of the Sumitomo Mitsui Group, ensuring customer satisfaction and trust.
Incred (Personal Loan)
Incred offers personal loans to meet various financial needs, such as medical emergencies, education, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Incred, a non-banking financial company (NBFC), provides a range of financial solutions, including personal loans, business loans, and consumer loans, with a focus on delivering customer-centric services and fostering financial inclusion across India.
Mirae Asset Finance (Personal Loan)
Mirae Asset Finance offers personal loans to meet various financial needs such as medical emergencies, home renovation, travel, or education. With competitive interest rates, flexible repayment terms, and a simple application process, Mirae Asset Finance ensures easy access to funds. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details.
Upwards (Personal Loan)
Upwards offers personal loans with a focus on quick and easy access to funds, designed to meet a variety of financial needs such as medical expenses, education, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Upwards is a digital lending platform, dedicated to offering transparent and customer-centric financial solutions, with a strong emphasis on ease and speed in the loan application process.
Shriram Finance (Personal Loan)
Shriram Finance offers personal loans to meet various financial needs such as medical emergencies, home renovation, travel, or education. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Part of the Shriram Group, Shriram Finance is one of India’s leading non-banking financial companies (NBFCs), providing a wide range of financial services, including personal loans, vehicle loans, business loans, and investment solutions, with a focus on customer satisfaction and financial inclusion.
Muthoot Finance (Personal Loan)
Muthoot Finance offers personal loans that cater to various financial needs, such as medical expenses, education, home renovation, or travel. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Muthoot Finance, a leading non-banking financial company (NBFC) in India, is widely known for its gold loan services. It provides a variety of financial solutions, including personal loans, gold loans, insurance, and wealth management, with a focus on serving individuals and businesses across India.
Axis Finance (Personal Loan)
Axis Finance, a subsidiary of Axis Bank, offers personal loans designed to meet diverse financial needs, such as medical emergencies, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Axis Finance leverages the strong reputation and financial expertise of Axis Bank to deliver reliable financial products, including personal loans, business loans, and consumer finance services, ensuring customer satisfaction and convenience.
Bandhan Bank (Personal Loan)
Bandhan Bank offers personal loans to meet various financial needs, including medical expenses, home renovation, travel, or education. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Bandhan Bank, one of the fastest-growing private sector banks in India, is known for its strong presence in microfinance and retail banking. It provides a wide range of financial services including loans, savings accounts, insurance, and digital banking, focusing on financial inclusion.
Shinhan Bank (Personal Loan)
Shinhan Bank offers personal loans to help meet various financial needs, such as medical emergencies, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Shinhan Bank, a leading South Korean financial institution, has a strong presence in India and offers a wide range of financial services, including personal loans, savings accounts, credit cards, and digital banking, focusing on customer satisfaction and financial inclusion.
Aditya Birla Finance (Personal Loan)
Aditya Birla Finance, a part of Aditya Birla Capital Ltd., offers personal loans to meet various needs like medical emergencies, education, or home renovation. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, bank statements), income proof (salary slips, tax returns), and bank statements for the last 3–6 months. As a trusted financial services provider, Aditya Birla Finance offers customized solutions, ensuring a smooth borrowing experience while serving diverse financial needs through its comprehensive services.
Standard Chartered Bank (Personal Loan)
Standard Chartered Bank offers personal loans to address various financial needs, such as medical expenses, home renovation, or education. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Standard Chartered Bank is a leading international bank with a strong presence in India. It offers a wide range of financial products and services, including loans, credit cards, insurance, and wealth management, with a focus on innovation and customer satisfaction.
Tata Capital Finance (Personal Loan)
Tata Capital Finance offers personal loans to address various financial requirements such as medical emergencies, home renovation, education, or travel. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Tata Capital Finance, part of the Tata Group, is a trusted financial services company offering a wide range of solutions, including personal loans, home loans, business loans, insurance, and investment products, catering to the diverse needs of individuals and businesses.
Check Your Eligible Personal Loan Amount from Leading Banks & NBFCs
Easily check your personal loan eligibility from leading banks and NBFCs. Get instant loan estimates based on your income, credit score, and location, ensuring you find the best offers available in your city.
Eligibility Criteria for Personal Loans
Banks and NBFCs evaluate multiple factors before approving a personal loan. Here are the key eligibility requirements:
Common Eligibility Requirements by Banks & NBFCs
Benefits of Applying for a Personal Loan with us
More Lenders, Better Comparison
Compare personal loan offers from 150+ Banks & NBFCs to find the best interest rates and terms.
Quick & Hassle-Free Process
Get instant approval and fast disbursal – No collateral required!
Higher Loan Amounts, Lower Interest Rates
We help you secure maximum loan eligibility with the lowest possible interest rates.
Fastest Disbursal in the Industry
Receive the loan amount within 24-48 hours with minimal paperwork.
Documents Required for a Personal Loan
Whether you’re a salaried employee, self-employed, or an NRI, here are the essential documents needed to apply for a personal loan.
Mandatory Documents (Applicable to All Applicants)
For Salaried Individuals
For Self-Employed Individuals
For Non-Resident Indians (NRIs)
FAQ
How long does it take to get a personal loan approved?
Most personal loan applications get approved within 24-48 hours if all documents are in order. Some lenders offer instant approval for pre-approved customers.
What is the maximum and minimum tenure for a personal loan?
Personal loan tenures typically range from 12 months to 60 months (1 to 5 years). Some lenders may offer flexible tenure options.
What are the interest rates on personal loans?
Interest rates typically range from 10.5% to 24% per annum, depending on your credit score, income, and lender policies.
Can I prepay or foreclose my personal loan?
Yes, most banks allow prepayment or foreclosure. However, some lenders charge a prepayment penalty (0% to 5%) if done within the first year.
How much personal loan can I get based on my salary?
You can generally get a loan up to 15-20 times your monthly salary. Example: If your salary is ₹50,000, you may get a loan of ₹7.5 lakh to ₹10 lakh.
Can I transfer my existing personal loan to another lender?
Yes, you can do a personal loan balance transfer to a different bank with a lower interest rate. This helps reduce your EMI burden.
Can I get a personal loan with a low CIBIL score?
Yes, but with some conditions:
✅ You may get a loan at a higher interest rate
✅ Some NBFCs offer loans for a CIBIL score of 600+
✅ If your score is below 600, consider secured loans or improving your credit before applying.
What is the minimum salary required for a personal loan?
The minimum salary requirement depends on the lender:
Banks: ₹20,000 – ₹25,000 per month
NBFCs: ₹15,000 per month (for select profiles)
Metro Cities: Higher salary requirements apply
Can I get a personal loan without income proof?
Some lenders offer loans without salary slips or ITR, but they might ask for:
Bank statements (showing regular income)
Collateral or guarantor
Higher interest rates may apply
Can I get a personal loan if I already have existing loans?
Yes, but your eligibility depends on your Debt-to-Income (DTI) ratio. Ideally, total EMIs should not exceed 40-50% of your income.