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Narnaul residents can access personal loans from top banks and NBFCs that offer flexible loan amounts, competitive interest rates, and simple repayment options. Banks like SBI, HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank, and NBFCs such as Bajaj Finserv and Tata Capital provide personal loans for a variety of needs, including medical expenses, weddings, travel, and education. With minimal documentation and quick processing, borrowers can secure loans up to ₹50 lakhs based on eligibility and income. Online applications make it easy to compare loan offers and receive instant approvals. Many lenders provide pre-approved loans for existing customers with fast disbursal options. Salaried and self-employed individuals can avail of customized repayment plans and flexible EMIs. Compare different lenders’ interest rates, tenure options, and processing fees before applying. Personal loans in Narnaul come with easy eligibility criteria, making financial assistance readily available for residents.
Top Banks & NBFCs for Personal Loans in Narnaul
HDFC Bank (Personal Loan)
HDFC Bank offers personal loans to help meet various financial needs like home renovation, medical emergencies, or travel. The bank provides easy access to funds with attractive interest rates, flexible repayment options, and a quick approval process. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details.
Kotak Mahindra Bank (Personal Loan)
Kotak Mahindra Bank offers personal loans to help individuals meet a variety of financial needs, such as medical emergencies, home renovation, or vacations. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. Kotak Mahindra Bank, a leading private sector bank in India, is known for its innovative banking solutions and customer-first approach. It offers a wide range of services including loans, insurance, investment products, and digital banking, ensuring financial inclusion for all.
ICICI Bank (Personal Loan)
ICICI Bank offers personal loans to cater to diverse financial needs, such as medical emergencies, travel, or home improvement.To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. ICICI Bank, one of India’s largest private sector banks, is known for its strong presence in banking and financial services, offering a range of products like loans, insurance, and investment solutions, providing customers with comprehensive financial support.
Axis Bank (Personal Loan)
Axis Bank offers personal loans designed to meet a variety of financial needs such as medical expenses, home renovation, or education.To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Axis Bank, a leading private sector bank in India, provides comprehensive financial solutions including loans, insurance, and investment services. With its customer-centric approach, Axis Bank aims to make banking easy and accessible for all.
Yes Bank (Personal Loan)
YES Bank offers personal loans to help individuals manage their financial needs, including medical expenses, home renovation, or travel. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rental agreement), income proof (salary slips, bank statements), and employment details. YES Bank, a prominent private sector bank in India, provides a wide range of banking services, including loans, insurance, investments, and digital banking solutions, with a strong focus on customer-centric solutions and innovation in the financial services sector.
Bajaj Finance (Personal Loan)
Bajaj Finance offers personal loans to meet various financial needs, including medical expenses, home renovations, travel, or education. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Bajaj Finance, a prominent player in the financial services sector, is known for its wide range of products, including loans, consumer durables financing, insurance, and investment services, with a strong focus on customer convenience and financial growth.
IndusInd Bank (Personal Loan)
IndusInd Bank offers personal loans tailored to meet a variety of financial needs, such as medical emergencies, home improvement, or education. To apply, you will need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. IndusInd Bank, a leading private sector bank in India, provides a broad range of financial products and services, including loans, credit cards, investments, insurance, and digital banking solutions, ensuring convenience and reliability for customers.
Bandhan Bank (Personal Loan)
Bandhan Bank offers personal loans to meet various financial needs, including medical expenses, home renovation, travel, or education. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Bandhan Bank, one of the fastest-growing private sector banks in India, is known for its strong presence in microfinance and retail banking. It provides a wide range of financial services including loans, savings accounts, insurance, and digital banking, focusing on financial inclusion.
Axis Finance (Personal Loan)
Axis Finance, a subsidiary of Axis Bank, offers personal loans designed to meet diverse financial needs, such as medical emergencies, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Axis Finance leverages the strong reputation and financial expertise of Axis Bank to deliver reliable financial products, including personal loans, business loans, and consumer finance services, ensuring customer satisfaction and convenience.
Ujjivan Small Finance Bank (Personal Loan)
Ujjivan Small Finance Bank offers personal loans designed to meet a variety of financial needs, including medical expenses, education, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Ujjivan Small Finance Bank, which focuses on providing affordable financial services to underserved communities, offers a range of banking solutions including savings, loans, insurance, and microfinance, promoting financial inclusion for all.
Paysense (Personal Loan)
Paysense offers personal loans tailored to meet various financial needs, such as medical emergencies, home renovation, or education. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Paysense is a leading digital lending platform in India, providing instant loans and credit lines through a user-friendly mobile app. The platform focuses on delivering quick, transparent, and customer-friendly financial solutions, empowering individuals to access credit with ease.
Tata Capital Finance (Personal Loan)
Tata Capital Finance offers personal loans to address various financial requirements such as medical emergencies, home renovation, education, or travel. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Tata Capital Finance, part of the Tata Group, is a trusted financial services company offering a wide range of solutions, including personal loans, home loans, business loans, insurance, and investment products, catering to the diverse needs of individuals and businesses.
DBS Bank (Personal Loan)
DBS Bank offers personal loans to help individuals meet various financial needs such as medical emergencies, home renovation, travel, or education. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. DBS Bank, a leading financial institution in Asia, is known for its innovative and customer-focused approach to banking. It provides a wide range of financial services, including loans, savings, investments, and digital banking solutions.
Vivifi India Finance (Personal Loan)
Vivifi India Finance offers personal loans and credit lines designed to meet various financial needs such as medical emergencies, education, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Vivifi India Finance is a digital lending platform that focuses on providing instant access to credit with minimal documentation, using technology to offer customer-centric and hassle-free financial solutions for individuals across India.
Mirae Asset Finance (Personal Loan)
Mirae Asset Finance offers personal loans to meet various financial needs such as medical emergencies, home renovation, travel, or education. With competitive interest rates, flexible repayment terms, and a simple application process, Mirae Asset Finance ensures easy access to funds. To apply, you will need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details.
Shriram Finance (Personal Loan)
Shriram Finance offers personal loans to meet various financial needs such as medical emergencies, home renovation, travel, or education. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Part of the Shriram Group, Shriram Finance is one of India’s leading non-banking financial companies (NBFCs), providing a wide range of financial services, including personal loans, vehicle loans, business loans, and investment solutions, with a focus on customer satisfaction and financial inclusion.
Aditya Birla Finance (Personal Loan)
Aditya Birla Finance, a part of Aditya Birla Capital Ltd., offers personal loans to meet various needs like medical emergencies, education, or home renovation. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, bank statements), income proof (salary slips, tax returns), and bank statements for the last 3–6 months. As a trusted financial services provider, Aditya Birla Finance offers customized solutions, ensuring a smooth borrowing experience while serving diverse financial needs through its comprehensive services.
Finnable (Personal Loan)
Finnable offers personal loans designed to help individuals meet various financial needs, such as medical emergencies, education, home renovation, or travel. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Finnable is a digital lending platform that uses advanced technology to provide quick and transparent financial solutions, ensuring a customer-friendly experience for those looking to borrow funds with ease and efficiency.
Kisetsu Saison Finance (Personal Loan)
Kisetsu Saison Finance offers personal loans tailored to help individuals meet various financial needs such as medical expenses, education, home renovation, or travel. To apply, you’ll need documents like identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. A part of the global Saison Group, Kisetsu Saison Finance is focused on providing efficient and customer-centric financial solutions, including loans, credit services, and other financial products, ensuring accessibility and ease for borrowers across India.
Shinhan Bank (Personal Loan)
Shinhan Bank offers personal loans to help meet various financial needs, such as medical emergencies, home renovation, or travel. To apply, you’ll need documents such as identity proof (Aadhaar, Passport), address proof (utility bills, rent agreement), income proof (salary slips, bank statements), and employment details. Shinhan Bank, a leading South Korean financial institution, has a strong presence in India and offers a wide range of financial services, including personal loans, savings accounts, credit cards, and digital banking, focusing on customer satisfaction and financial inclusion.
Check Your Eligible Personal Loan Amount from Leading Banks & NBFCs
Easily check your personal loan eligibility from leading banks and NBFCs. Get instant loan estimates based on your income, credit score, and location, ensuring you find the best offers available in your city.
Eligibility Criteria for Personal Loans
Banks and NBFCs evaluate multiple factors before approving a personal loan. Here are the key eligibility requirements:
Common Eligibility Requirements by Banks & NBFCs
Benefits of Applying for a Personal Loan with us
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Documents Required for a Personal Loan
Whether you’re a salaried employee, self-employed, or an NRI, here are the essential documents needed to apply for a personal loan.
Mandatory Documents (Applicable to All Applicants)
For Salaried Individuals
For Self-Employed Individuals
For Non-Resident Indians (NRIs)
FAQ
How long does it take to get a personal loan approved?
Most personal loan applications get approved within 24-48 hours if all documents are in order. Some lenders offer instant approval for pre-approved customers.
What is the maximum and minimum tenure for a personal loan?
Personal loan tenures typically range from 12 months to 60 months (1 to 5 years). Some lenders may offer flexible tenure options.
What are the interest rates on personal loans?
Interest rates typically range from 10.5% to 24% per annum, depending on your credit score, income, and lender policies.
Can I prepay or foreclose my personal loan?
Yes, most banks allow prepayment or foreclosure. However, some lenders charge a prepayment penalty (0% to 5%) if done within the first year.
How much personal loan can I get based on my salary?
You can generally get a loan up to 15-20 times your monthly salary. Example: If your salary is ₹50,000, you may get a loan of ₹7.5 lakh to ₹10 lakh.
Can I transfer my existing personal loan to another lender?
Yes, you can do a personal loan balance transfer to a different bank with a lower interest rate. This helps reduce your EMI burden.
Can I get a personal loan with a low CIBIL score?
Yes, but with some conditions:
✅ You may get a loan at a higher interest rate
✅ Some NBFCs offer loans for a CIBIL score of 600+
✅ If your score is below 600, consider secured loans or improving your credit before applying.
What is the minimum salary required for a personal loan?
The minimum salary requirement depends on the lender:
Banks: ₹20,000 – ₹25,000 per month
NBFCs: ₹15,000 per month (for select profiles)
Metro Cities: Higher salary requirements apply
Can I get a personal loan without income proof?
Some lenders offer loans without salary slips or ITR, but they might ask for:
Bank statements (showing regular income)
Collateral or guarantor
Higher interest rates may apply
Can I get a personal loan if I already have existing loans?
Yes, but your eligibility depends on your Debt-to-Income (DTI) ratio. Ideally, total EMIs should not exceed 40-50% of your income.