Government schemes are making a real difference. PM Vishwakarma Yojana supports 30 lakh artisans, the Farmer Registry connects 12 crore farmers, and Subhadra Yojana uplifts 1 crore women.
MahaDBT disbursed Rs 10,000 crore to farmers and Rs 5,000 crore to students, ensuring seamless access to schemes. In India, government initiatives play a crucial role in supporting various sections of society, including farmers, artisans, and students. With the increasing digitization of services, schemes like PM Vishwakarma, Farmer Registry, Subhadra Yojana, MahaDBT Farmer and Scholarship, and Aadhaar Card-related benefits have become highly significant. These programs provide financial aid, skill development, and social security to millions of Indians. Let’s explore these schemes in detail and understand how they can be beneficial for you.
1. PM Vishwakarma Yojana: Empowering 30 Lakh Artisans and Craftsmen
Pradhan Mantri Vishwakarma Yojana is a flagship scheme aimed at supporting traditional artisans and craftsmen by providing financial assistance, skill training, and marketing support. The government has allocated ₹13,000 crore for this scheme, benefiting approximately 30 lakh artisans over the next five years.
Click Here For PM Vishwakarma Login, Apply Online and Status Check.
Key Benefits of PM Vishwakarma Yojana:
- Financial Support: ₹15,000 toolkit incentive for eligible artisans.
- Skill Development: Free training of up to 15 days with a stipend of ₹500 per day.
- Subsidized Credit: Loan of ₹1 lakh at 5% interest in the first phase, followed by ₹2 lakh in the second phase.
- Market Linkage: Access to online e-commerce platforms and government tenders.
This scheme primarily benefits blacksmiths, carpenters, goldsmiths, cobblers, potters, and other artisans engaged in traditional occupations.
2. Farmer Registry: Digitizing Data of 12 Crore Farmers for Direct Benefits
The Farmer Registry is an initiative to digitize the records of over 12 crore farmers in India, ensuring they get easy access to government benefits. By registering, farmers can avail themselves of financial aid, crop insurance, and subsidies with greater transparency.
Learn More About Agristack, Farmer Regsitry UP, MP, Maharashtra, Gujarat and Other States Here.
Why is the Farmer Registry Important?
- Ensures Transparency: Eliminates fraud in agricultural subsidies and ensures proper fund allocation.
- Faster Loan Disbursement: Reduces loan processing time for Kisan Credit Cards (KCC).
- Link to PM KISAN & Other Schemes: Directly connects farmers to ₹6,000 per year PM Kisan Samman Nidhi and other beneficial programs.
Farmers can register through their state agriculture department’s website or Common Service Centers (CSCs).
3. Subhadra Yojana: Financial Security for 1 Crore Women
Subhadra Yojana is an important welfare scheme aimed at providing financial assistance to 1 crore women across India, especially those belonging to marginalized communities. The scheme ensures economic security and empowerment through direct cash transfers and livelihood support.
Learn More About Subhadra Yojana Here.
Major Features of Subhadra Yojana:
- Direct Benefit Transfer (DBT): ₹50,000 is directly transferred to eligible women’s bank accounts over the period of 5 years.
- Instalment Period: Eligible women will receive 10,000 every year in two installments.
This scheme helps improve the financial independence of women, thereby contributing to gender equality in India.
4. MahaDBT Scholarship: ₹5,000 Crore Disbursed to 25 Lakh Students
The MahaDBT Scholarship is an initiative by the Maharashtra government to provide financial assistance to students from economically weaker sections. So far, the government has disbursed ₹5,000 crore, benefiting more than 25 lakh students in Maharashtra.
Click Here for MahaDBT Scholarship Login, Eligibility and Other Details of Prematric, Postmatric, Different Categories like SC, ST, OBC, Physically Disabled Specific Scholarships Here.
Eligibility and Benefits of MahaDBT Scholarship:
- Covers Various Categories: SC/ST, OBC, EWS, and minority students can apply.
- Merit-Based and Need-Based Assistance: Covers up to 100% tuition fees for eligible students.
- Hostel and Book Grants: Students get an additional ₹10,000 per year for books and accommodation.
Students can apply through the MahaDBT online portal by submitting their Aadhaar-linked bank account details.
6. Aadhaar Card: The Backbone of ₹6 Lakh Crore Direct Benefit Transfers
Unique Identification Authority of India (UIDAI) issued Aadhaar has become an essential tool in ensuring that government benefits reach the right beneficiaries. Since its introduction, ₹6 lakh crore has been disbursed through DBT (Direct Benefit Transfers) linked to Aadhaar.
How Aadhaar Enhances Government Schemes?
- Prevents Fraud: Aadhaar authentication has eliminated over 4 crore fake beneficiaries from welfare programs.
- Faster Processing: Reduces paperwork and ensures quick verification, benefiting over 1.3 billion Aadhaar holders.
- Direct Benefit Transfers: Ensures subsidies for LPG, PM Kisan, MNREGA wages, and scholarships reach the right person without intermediaries.
5. MahaDBT Farmer: ₹10,000 Crore Worth of Benefits for Maharashtra’s Farmers
The MahaDBT (Maharashtra Direct Benefit Transfer) Farmer Scheme is a comprehensive platform that provides subsidies and benefits directly to the bank accounts of eligible farmers. In 2023-24 alone, ₹10,000 crore was distributed under this initiative.
Key Advantages of MahaDBT Farmer:
- Multiple Schemes on One Platform: Covers over 15 different agricultural schemes.
- Quick Processing: Reduces paperwork and ensures faster benefit distribution.
- Subsidies for Seeds, Fertilizers, and Machinery: Farmers can avail 50% subsidy on machinery and 90% subsidy on seeds for specific crops.
Farmers in Maharashtra can register on the MahaDBT portal to avail of these benefits.
Conclusion: How These Schemes are Transforming Lives
From artisans and farmers to students and women, these schemes are making a real difference in people’s lives. PM Vishwakarma Yojana supports 30 lakh artisans, the Farmer Registry connects 12 crore farmers, and Subhadra Yojana uplifts 1 crore women. MahaDBT disbursed ₹10,000 crore to farmers and ₹5,000 crore to students, ensuring seamless access to subsidies and scholarships. Aadhaar, the backbone of India’s welfare system, has facilitated ₹6 lakh crore in DBT benefits.
If you are eligible for any of these schemes, don’t miss the opportunity to apply and improve your financial stability. Stay informed, register for the schemes, and secure a better future today!
Disclaimer-
(This article is part of DMCL Consumer Connect Initiative, a paid publication programme. DMCL claims no editorial involvement and assumes no responsibility, liability or claims for any errors or omissions in the content of the article. The DMCL Editorial team is not responsible for this content.)